Terms & Conditions

Terms and Conditions – lokmatbhakti.com

This website, https://www.lokmatbhakti.com ("Website"), is owned and operated by lokmatbhakti.com (hereinafter referred to as "lokmatbhakti.com", "Website", "Platform", "we", "us", or "our").

Please read these Terms and Conditions carefully before using the Website. lokmatbhakti.com provides its services subject to the following terms & conditions. By using, visiting, or registering on the Website, you accept these conditions. If you do not agree, please refrain from using the Website. The Terms may be updated at any time without prior notice. Continued use constitutes acceptance of such changes.

1. Electronic Agreement — This Agreement is an electronic contract that establishes legally binding terms of your use of lokmatbhakti.com. By accessing or using the Website, you: Consent to receive communications electronically; Agree to all terms, policies, and notices. All products/services listed constitute an invitation to offer. Your order constitutes an offer which may be accepted or rejected at the sole discretion of lokmatbhakti.com.

2. Privacy — Use of the Website is also governed by our Privacy Policy. Users are advised to review it carefully.

3. Eligibility — Services are available only to individuals who: Are 18 years or above; Are capable of entering into legally binding contracts under the Indian Contract Act, 1872. Persons below 18 years are prohibited from using or transacting on this Website.

4. Nature of Services & Disclaimer — lokmatbhakti.com provides: Kundali, Numerology, Kundali Milan, Vastu services; Astrology consultations ("Talk to Astro"); Spiritual reports; Sale of spiritual/astrological products (Rudraksha, bracelets, malas, gemstones, etc.). Important: All services are belief-based, interpretative, and non-scientific; Results may vary from individual to individual; No guarantees of accuracy or outcomes are provided; These services are meant for guidance only and must not replace professional advice (medical, legal, financial).

5. Accuracy of Information — All content and services are provided on an "AS IS" basis. lokmatbhakti.com does not guarantee: Accuracy; Completeness; Reliability. Any reliance on the Website is at your own risk.

6. Delivery & Timeline — Delivery timelines are indicative only; Delays may occur due to logistics, weather, or external conditions. lokmatbhakti.com shall not be liable for delays beyond its control.

7. Payments — Prices are subject to change without notice; Payments must be made through authorized methods; Transactions are processed in INR; Users must provide valid and authorized payment details.

8. Products — Products may be limited, natural, or made-to-order; Variations in appearance may occur. Important: Products are spiritual/faith-based; No guaranteed benefits or results; lokmatbhakti.com is not responsible for expectations from such products.

9. Astrology & Consultation Disclaimer — All consultations and remedies: Are based on individual interpretation; Are subjective in nature. lokmatbhakti.com Does not guarantee predictions; Does not ensure outcomes. Users must exercise independent judgment.

10. No Legal Claims — By accessing and using lokmatbhakti.com, you irrevocably agree that: You shall not initiate any legal action, claim, complaint, or proceeding against lokmatbhakti.com, its owners, affiliates, employees, or representatives. This includes matters arising from: Astrology services or consultations; Predictions or reports; Spiritual products or remedies; Any decisions or consequences based on usage. All services are interpretative, belief-based, and provided without guarantees. Dissatisfaction or lack of expected results shall not be grounds for any legal claim.

11. Accuracy of User Information — Users agree to provide: Accurate; Complete; Updated information. lokmatbhakti.com reserves the right to cancel orders or accounts if incorrect information is found.

12. Non-Commercial Use — The Website is for personal use only. Users shall not: Copy, reproduce, or distribute content; Use the Website commercially. Unauthorized use may lead to legal action.

13. Membership & Account — Accounts are personal and non-transferable; Users are responsible for maintaining confidentiality; Any misuse may result in suspension or termination.

14. Termination — lokmatbhakti.com reserves the right to: Suspend or terminate accounts; Deny access without prior notice.

15. Intellectual Property — All content on lokmatbhakti.com is owned by the Platform. Unauthorized use is strictly prohibited.

16. User Obligations — Users shall not: Post illegal, abusive, or harmful content; Misuse the platform; Violate applicable laws. lokmatbhakti.com may remove such content at its discretion.

17. Prohibited Activities — Users are prohibited from: Hacking, scraping, or data mining; Sending spam; Violating intellectual property rights.

18. Disclaimer & Limitation of Liability — YOUR USE OF THE WEBSITE IS AT YOUR OWN RISK. lokmatbhakti.com shall not be liable for: Direct or indirect damages; Loss of profits, data, or opportunities; Decisions taken based on astrology. Maximum liability shall not exceed the amount paid by the user.

19. Modification of Services — lokmatbhakti.com may: Modify; Suspend; Discontinue services at any time without notice.

20. Governing Law & Jurisdiction — These Terms shall be governed by and construed in accordance with the laws of India. All disputes arising out of or in connection with the use of lokmatbhakti.com shall be subject to the exclusive jurisdiction of the competent courts at Aurangabad, Maharashtra.

21. Indemnity — You agree to indemnify lokmatbhakti.com against any claims arising from: Misuse of services; Violation of these Terms.

22. Third-Party Dealings — lokmatbhakti.com is not responsible for: Third-party services; External links or advertisers.

23. Force Majeure — lokmatbhakti.com shall not be liable for delays due to: Natural disasters; Government actions; Technical failures.

24. Communication Consent — By using the Website, you consent to receive: Calls; SMS; Emails including promotional communication. All disputes arising out of or in connection with these Terms & Conditions shall be subject to the exclusive jurisdiction of the competent courts in Ch. Sambhajinagar, Maharashtra.

Contact Information — Email: info@lokmatbhakti.com